MORTGAGES

Let us help you find the right mortgage

We offer mortgages from the whole of the market and therefore we are in the perfect position to help you select the right mortgage package that suits you. Whether you are looking to buy a new home or to protect your current mortgage repayments, we will find you the best deal.

Your home may be repossessed if you do not keep up repayments on your mortgage.

BUYING A HOME

Buying a home can seem like a complicated and expensive process, but 7vf aim to save you both time and money by providing clear, tailored advice and all the information you will need.

Once you have found the house you wish to buy, we then set about finding you the suitable mortgage. Our advisers are always on hand to answer any questions and explain all the details and options to you.

We also go on to help select you the best value life insurance to coincide with your mortgage deal.

REMORTGAGING

Do you know if you currently have the best deal on your mortgage? We can look into whether you could be saving money on your monthly repayments by switching your mortgage to a different provider.

We offer in depth advice on remortgaging and look at a variety of lenders to ensure you are getting the best deal. Unlike some brokers, we look across the market which means you get the best chance of finding a deal that suits you. We’ll also manage your application from start to finish, saving you time and hassle.

THE MORTGAGE PROCESS

Scroll through the slideshow below to get an overview of our process

STEP 1

BORROWING CHECKS

7vfbreakers_affordability

Borrowing check – amount, affordability, how much, deposit, fees and costs budgeted for, applied for credit file, seek a decision in principle

STEP 2

OFFER ACCEPTED!

STEP 3

YOUR MORTGAGE

7vfbreakers_valuation

Mortgage recommended and
application sent

Mortgage underwritten –
validation checks on property, income & expenditure.
More information may be required as a result to satisfy lending requirements.

Valuation instructed – mortgage or structural?

Mortgage offer obtained

STEP 4

EXCHANGE CONTRACTS

7vfbreakers_contracts

Exchange of legal contracts
Check that your required protection provisions are in place Completion of legal contracts.

Funds drawn down from lender

STEP 5

GET THE KEYS

See how we can help you with your mortgage

CONTACT US NOW

Interested in the next step?

Our advisers are available to offer one to one advice Monday to Friday, 9am-5pm.
Please call 01684 561901 to arrange a time where we can sit down and discuss your options.

Or alternatively you can request a call back by filling in the form below.

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When would you like us to call?
Anytime Morning Afternoon After 5pm